Secure your $2,500 Accidental Death and Dismemberment coverage

The AIL Benefit provides $2,500 in Accidental Death and Dismemberment (AD&D) coverage at no cost to eligible members. This protection applies 24/7, both on and off the job, giving you added peace of mind. If you're a member of the Waipahu Community Association and 18 years or older, you're automatically covered. All that’s left to do is name your beneficiary.
Naming your beneficiary is quick and easy. Simply click the button below to access the secure partner form, enter your information, and submit it online. Without a named beneficiary, your benefit will be paid to your estate, which could result in unnecessary delays or taxes. Take just a few minutes to make sure your coverage goes exactly where you want it.

Why take action now.

Naming your beneficiary today ensures that your loved ones are protected and avoids potential complications in the future. Without a designated beneficiary, your benefit may be subject to legal processes or taxes, creating stress for your family during an already difficult time. By taking action now, you control where your coverage goes.
This no-cost benefit is a valuable resource that requires only a few minutes to complete. Secure your coverage today and gain the assurance that your AD&D benefit is in place, ready to support the people who matter most to you. Don’t wait—use the link below to get started.

Frequently Asked Questions

Who is eligible for this benefit?

Members 18 years or older.

What happens if I don’t name a beneficiary?

Your benefit will be paid to your estate, which may lead to taxes or delays.

Is there a cost for this coverage?

No, this benefit is provided at no cost to you.

Who provides this benefit?

The benefit is offered through American Income Life Insurance Company (AIL) in partnership with the Waipahu Community Association.

What is Accidental Death & Dismemberment (AD&D) coverage?

AD&D coverage provides a financial benefit to your loved ones if you pass away or suffer a qualifying injury due to an accident.

How do I name my beneficiary?

You can name your beneficiary by filling out the form online at mybenefits.ailife.com using the access code SGPQG, or by completing and returning the beneficiary card that was given to you.

Can I update my beneficiary later?

Yes, you can update your beneficiary information at any time by contacting AIL directly or by using their online platform.

What other benefits can I access?

In addition to naming your beneficiary, you can request complimentary Child Safe Kits and gain access to discounts on dental care, prescriptions, diabetic supplies, vision care, and more through AIL Plus membership.

How long does it take to complete the form?

The online form takes just a few minutes to complete, and your coverage is secured as soon as you submit it.

Who can I contact if I have questions or need assistance?

If you need help, you can call (800) 433-3405 for customer service. You can also reach out to Will Rol directly by email at wcrol@ailife.com or by phone at (808) 741-7777.